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Mortgage Broker / Advisor Library
Welcome to the Mortgage Broker Newsletter Archives.
Find all newsletter editions and titles in the
Archive Volumes
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Archive Volumes
Volume #1: My client wants to make an urgent offer over the weekend/without seeing a lawyer. What are my options?
Volume #2: How your client can use their KiwiSaver to buy at auction
Volume #3: First home buying nightmare. My client cannot settle on settlement day. What happens next?
Volume #4: My client has recently received their NZ residency. Can they buy residential property?
Volume #5: How to buy into your partner’s home… and use your KiwiSaver using our 5-Step LOV UP Process
Volume #6: My client is pushing for an early settlement... How do I explain to them what happens on settlement day and why the property may not settle early?
Volume #7: How I calculate the first working day and deadlines for conditions... in under 30 seconds
Volume #8: How I Negotiated $31,710.10 Discount for My Client, Using a Building Report in the Final 48 Hours... (and How We Might Have Saved Even More)
Volume #9: How I Negotiated Away a $25,000 Problem for My Client, Ensuring Floor Repairs Were Completed Before Settlement Day... without a Price Reduction
Volume #10 How I Make Property Titles Easy with Colour and Videos – First Home Buyers Get It Fast. Picasso Couldn’t Do It Better
Volume #11 How I Guide First Home Buyers to Write Letters That Win Homes
Volume #12: Sellers Refuse to Provide CCC, but My Clients Still Want to Buy Their Dream Home. What are Their Options?
Volume #13: How I Help First Home Buyers Use Their KiwiSaver for the Initial 10% Deposit. Timing and Special Clauses Are the Key
Volume #14: Understanding the Settlement Statement and the Statement of Account
Volume #15: How I Help First Home Buyers Beat the Seller at Their Own Game_ How to Leverage Deadlines in Your Offer
Volume #16: How to Record Money from the Bank of Mum and Dad When Buying a First Home
Volume #17: One Thing You Should Never Do the Day Before Settlement…
Volume #18: How I Help Buyers Avoid the Dangers of Solicitor’s Approval Conditions
Volume #19: How I Explain Cross-Lease Titles to First Home Buyers using a Rugby Field Analogy
Volume #20: How I Break Down the Next Steps for First Home Buyers Following Our First Call
Volume #21: How I Explain Loan Documents to First Home Buyers... Things Your Lawyer Must Cover!
Volume #22: Can I Sign My Settlement Documents with My Lawyer in Person, or Can I Do This via Zoom?
Volume #23: How to Use Your KiwiSaver to Purchase Property Despite Inheriting Property from your Dead Grandparents
Volume #24: How Backup Offers Waste Your Time (And What to Do Instead)
Volume #25: Should You Use KiwiSaver for Your Deposit or Wait Until Settlement Day?
Volume #26: My client is buying a new build property and is worried about any future issues. What do they need to know?
Volume #27: How to Choose the Right Conditions When Buying a First Home
Volume #28: How I Explain the Benefits of a Property Sharing Agreement for Co-Ownership to First Home Buyers
Volume #29: Buying Property During the Holidays? Your Guide to Securing Deals While Everyone’s Away
Volume #30: How I Help First Home Buyers Prepare for Auction
Volume #31: How I Explain the LIM Report, Building Report, and Finance Conditions to First Home Buyers
Volume #32: My wife owns our property in her name only how do I get added to the title so we can borrow more money
Volume #33: How I Helped First Home Buyers Move in Before Settlement Using a Licence to Occupy—Before Title Issued!
Volume #34: Why You Can’t Make a Conditional Pre-Auction Offer
Volume #35: How First Home Buyers Should Assess a Property’s Value
Volume #36: How I Explain Auctions to First Home Buyers Using a Poker Analogy
Volume #37: How I Explain Multi-Offers to First-Home Buyers
Volume #38: Auction Agreement vs Standard Agreement - The Two Key Differences
Volume #39: What Is a Letter of Intent, and Should You Sign One
Volume #40: Is This Cross-Lease F_cked_ Our Flowchart Will Tell You in 10 Seconds!
Volume #41: How to Buy a Property at Auction… Without Wasting Money
Volume #42: What a First-Home Buyer Lawyer Wishes Every Broker Knew
Volume #43: The Biggest Hidden Danger of Selling and Buying Property at the Same Time
Volume #44: Why I Am Cynical of Pre-Auction Offers
Volume #45: How My Clients Bought Their First Home (Again), Thanks to a KiwiSaver Loophole
Volume #45: (UPDATED NEWSLETTER) How My Clients Bought Their First Home (Again), Thanks to a KiwiSaver Loophole
Volume #46: How I Explain and Negotiate Sunset Dates.
Volume #47: How to Use Your KiwiSaver for NZ Property — Without Moving Home from London
Volume #48: Can Permanent Residents Buy Property After Living Overseas? What to do when your client has Permanent Residency but hasn’t lived in NZ for a while.
Volume #49: Ordering Your Own LIM Report vs. Using Theirs — What I Tell First Home Buyers
Volume #50: Why I Never True Seller-Supplied Building Reports (And Neither Should Your Clients)
Volume #51: How Our 3-Week Auction Plan Cuts Costs, Nets 34.69% Win Rate at Auction
Volume #52: Why I Left the Developer World to Help First-Home Buyers Get It Right
Volume #53: The Biggest Mistake First-Home Buyers Make When Negotiating Repairs in the Building Report
Volume #54: How I Help First-Home Buyers Use Leverage in Negotiations Without Losing the Deal
Volume #55: How My Client Bought a House in Auckland from Poolside in Fiji
Volume #56: Why First-Home Buyers Should Never DIY Their Home Loan Our DIY Analogy We Use to Explain the Value of a Mortgage Advisor
Volume #57: Do we have to tell the bank -Yes we do. But finance is already approved!
Volume #58: 6-Step Process to Make Separation a Little Less Painful
Volume #59: How to Pull a Property From Auction Using the Godfather Strategy (No Threats Involved)
Volume #60: How I Sort Building Issues Instantly Using a 1-Page Flow Chart
Essential Clauses
Using your Kiwisaver for Initial Deposit
Due Diligence Condition - 10 Working Days
How to Guides
How to withdraw your Kiwisaver to buy your First Home
How to submit an offer conditional on 10 working days for Finance, Building Report and/or LIM Report
How to submit an offer conditional on 10 working days of due diligence
How to complete your Due Diligence on a Property
How to check everything at Open Homes / Pre-Settlement Inspection
How to get yourself ready to make an offer on a property or bid for a property at auction
Step-by-step guide for a Kiwi now living in London to use withdraw their Kiwisaver and then buy property in NZ
How to make your first offer
Guide to Seperation and Settlement - HML x CB
HouseMe Legal - Welcome to Settlement Day
HouseMe Legal Our First Home Buyer Business Framework
How to Make an Offer on Your First Property
Checklists for First Home Buyers
HouseMe Legal’s 5-Step Buying Process On Making an Offer
HouseMe Legal’s Auction Checklist
Kiwisaver Withdrawal Checklist
HouseMe Legal - Buying Checklist
HouseMe Legal - Three Ps
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